Credit Analyst - New York

Summary: Citi is seeking Analysts to join their Global Leveraged Finance Underwriting Team within Institutional Credit Management. The role involves providing analytical support for leveraged finance transactions, credit approval, and ongoing credit monitoring, while collaborating with various teams to manage credit exposure effectively. Responsibilities: - Provide analytical support to Underwriters across LFU’s core functions: (1) Leveraged Finance transaction origination and credit approval; (2) periodic credit monitoring; (3) portfolio management and reporting, limits and early problem recognition; (4) global leveraged lending related projects and strategic initiatives - Evaluate and gain a strong understanding of clients' business model, financial performance and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities - Build and analyze models used for valuation and to forecast the client's operating and financial performance and be able to articulate assumptions and analysis to Underwriters and Risk Managers - Coordinate with the LFU Mumbai team to perform periodic written reviews of the clients' financial and operating performance, covenant compliance, management/relationship strategy, and competitive position within its peer group - Work in conjunction with Underwriters to assess appropriateness of credit extension transactions (leveraged buyouts, incremental debt raise or refinancing), secure approval for and assist in executing transactions on behalf of clients - Collaborate with our product partners in Capital Markets, Investment Banking, Corporate Banking and Risk, in addition to Legal counsel (both internal and external) to develop the ability to understand the deal structures and to ensure they are properly documented and approved as per the Citi WCR Standards & Procedures - Analyze underlying business rationale/strategy for deals that are conducted through creating both Business and portfolio reviews for Senior Management on the global risks for the portfolio as well as to highlight key trends in the market - Research and develop robust understanding of the fundamentals of the key industry trends and risk issues and develop the ability to succinctly convey his/her thoughts and opinions to the Risk Managers and Bankers - Responsible for monitoring news and events pertaining to Citi’s leveraged lending clients as well as providing regular updates to Bankers Required Qualifications: - Team player with strong work ethic who also works well with others at all levels - Strong writing, analytical, quantitative, communication, and presentation skills - Working knowledge of Microsoft Word, Excel, and PowerPoint - Ability to break down large amounts of data into concise, easy to understand formats - Ability to quickly and accurately find information upon a Banker / Manager's request - Ability to take on demanding responsibilities and work independently, effectively manage deadlines and juggle multiple tasks at once - Bachelor's degree in mathematics, science, finance/economics, risk management or a related field required Required Skills: Financial Analysis, Analytical Thinking Important Skills: Risk Identification, Credit Monitoring Nice-to-Have Skills: Microsoft Office, Communication Skills, Presentation Skills, Team Player Benefits: Medical, dental & vision coverage, 401(k), Life, accident, and disability insurance, Wellness programs, Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays